At HomeTown Insurance & Financial Services, we care deeply about protecting our clients — especially when it comes to Medicare. Unfortunately, scammers are working harder than ever to trick people into giving away personal information like their Medicare number. The good news? You can protect yourself with a few simple tips.

🚨 Common Medicare Scam Tactics

Scammers will try anything to gain your trust and steal your information. They might call, text, or email you with messages like:

  • “You need to activate or renew your Medicare card.”
  • “We’d like to send you a free genetic testing kit.”
  • “Medicare has authorized us to send you a free knee, back, or elbow brace.”
  • “You qualify for a refund on your Medicare costs.”

These messages are not legitimate. They’re designed to get you to share your Medicare number — something you should only ever give to your doctor or people you know and trust.

Tip: Never give your Medicare card or number to anyone who contacts you out of the blue.

🕵️‍♀️ What to Watch For

  • Caller IDs and email addresses can be faked.
  • Scammers may pretend to be from Medicare — but remember, Medicare will never contact you unless you contacted them first.

If you’re unsure about a call or message, hang up and call 1-800-MEDICARE (1-800-633-4227) to check it out.

You can also find more fraud prevention tips and how to report scams directly at Medicare.gov’s fraud resource page.

✅ When In Doubt, Ask a Local Medicare Professional You Trust

Navigating Medicare can be confusing, especially with scams in the mix. If you’re unsure about something you’ve heard or just want peace of mind, talk to the team at HomeTown Insurance. Our licensed agents are here to help:

  • Explain legitimate Medicare communications
  • Assist with Medicare enrollment and plan options
  • Help you stay protected from scams

🟢 Reach out today for trusted guidance.
📍 Based in Pagosa Springs, serving clients across Colorado, Arizona, Texas, and beyond.

Stay Safe. Stay Informed. Stay Local.

The best defense against Medicare fraud is knowledge — and a team of experts you can count on. Let HomeTown Insurance be your trusted resource for Medicare questions, coverage options, and support.

📞 Contact us today to get started — we’re here to help.

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