Heart health is one of those “small steps now, big payoff later” topics. If you have Medicare, there’s a simple benefit that can help you stay informed; Medicare Part B covers cardiovascular disease screenings when your doctor or qualified healthcare provider orders...
Quick note: You may have seen a recent Medicare email spotlighting updated USDA/HHS nutrition guidance. The ideas below are helpful for just about everyone, and they’re especially useful if you’re trying to support energy, heart health, and overall wellness with...
If you use Cigna coverage, the myCigna app is one of the fastest ways to access key plan tools, especially your digital ID card. If you’re stuck with login issues, missing ID cards, or verification codes that won’t arrive, you’re not alone. This post is part of our...
If your health plan is through Humana, the MyHumana app can help you quickly access the essentials, like your digital ID card, care finder tools, plan details, and more. This guide walks through the top features people use most (plus quick fixes for the most common...
Quick read: Glaucoma can develop so slowly you may not notice it, and it can permanently damage vision over time. If you’re in a high-risk group, Medicare covers a glaucoma screening once every 12 months. This guide breaks down who qualifies, what you might pay, and...
If your health plan is through Anthem, the Sydney Health app is one of the easiest ways to pull up your digital ID card, review plan details, and manage common tasks, right from your phone. This guide walks you through the most-used features and the most common issues...
If you’re still shopping for health insurance, or you enrolled and want to make sure you picked the right plan, you’re not alone. Open Enrollment can feel like a lot of pressure, especially when deadlines are close, and plans look similar on paper. The big deadline to...
As we close out 2025 and step into 2026, we want to say thank you for trusting HomeTown Insurance & Financial Services, Inc. as a local, independent resource for real insurance guidance. This past year, we published practical articles across Medicare, health...
As the year wraps up and calendars start filling with holiday plans, it’s easy to let insurance sit quietly on the back burner. However, this stretch between now and January is actually one of the most important times of the year to check in on your coverage. Why?...
If you’re a beneficiary of a Medicare Advantage, or Dual-Special Needs plan with UnitedHealthcare and you’ve heard about the UCard app (or seen a notification to download it), you’re in the right place. The UCard feature, accessed via the UnitedHealthcare mobile app,...
