Driving in Pagosa Springs has its own rhythm. Between mountain roads, changing weather, wildlife crossings, gravel, road debris, and busy summer travel days, local drivers often deal with a different mix of risks than someone commuting through a flat, urban area. That...
In Pagosa Springs and Archuleta County, owning more than one property is not unusual. Some people live here full time and own an extra cabin, guest property, or seasonal home. Others live out of state and keep a mountain home here for vacations, family visits, or...
Moving to Pagosa Springs comes with a lot to love; beautiful views, four-season living, mountain weather, and a lifestyle that often includes more land, more gear, and a little more exposure to the elements than many people are used to. If you just bought a home, are...
Not every helpful Medicare conversation starts with plan changes or enrollment deadlines. Sometimes, it starts with a simple question: what can I do this year to stay healthier, steadier, and better prepared? For many adults, that means paying closer attention to...
Spring is showing up early in Pagosa this year; we’ve had more sun, mild days, and less snow than many seasons. Even so, moisture is still part of the mountain rhythm, especially as March wraps up and April begins. If you’re already in spring-clean mode, this is a...
We want to share an important update for some Anthem Blue Cross and Blue Shield members who use automatic premium payments on certain individual health plans. A technical issue in the Individual business billing system, tied to automatic withdrawal deduction settings...
HomeTown Insurance & Financial Services is proud to congratulate Angelene Talamante on earning Gold status in the 2026 UnitedHealthcare Premier Producer program. This recognition reflects the kind of work Angelene has continued to lead at HomeTown: helping people...
Heart health is one of those “small steps now, big payoff later” topics. If you have Medicare, there’s a simple benefit that can help you stay informed; Medicare Part B covers cardiovascular disease screenings when your doctor or qualified healthcare provider orders...
Quick note: You may have seen a recent Medicare email spotlighting updated USDA/HHS nutrition guidance. The ideas below are helpful for just about everyone, and they’re especially useful if you’re trying to support energy, heart health, and overall wellness with...
If you use Cigna coverage, the myCigna app is one of the fastest ways to access key plan tools, especially your digital ID card. If you’re stuck with login issues, missing ID cards, or verification codes that won’t arrive, you’re not alone. This post is part of our...
