Jan 7, 2026
If you’re still shopping for health insurance, or you enrolled and want to make sure you picked the right plan, you’re not alone. Open Enrollment can feel like a lot of pressure, especially when deadlines are close, and plans look similar on paper. The big deadline to...
Jan 2, 2026
As we close out 2025 and step into 2026, we want to say thank you for trusting HomeTown Insurance & Financial Services, Inc. as a local, independent resource for real insurance guidance. This past year, we published practical articles across Medicare, health...
Dec 15, 2025
As the year wraps up and calendars start filling with holiday plans, it’s easy to let insurance sit quietly on the back burner. However, this stretch between now and January is actually one of the most important times of the year to check in on your coverage. Why?...
Nov 26, 2025
If you’re a beneficiary of a Medicare Advantage, or Dual-Special Needs plan with UnitedHealthcare and you’ve heard about the UCard app (or seen a notification to download it), you’re in the right place. The UCard feature, accessed via the UnitedHealthcare mobile app,...
Nov 20, 2025
As 2025 winds down, business owners across Colorado — from Pagosa Springs to Denver, Durango, and Grand Junction — are gearing up for a new year of opportunity. Before we jump into 2026, now is the perfect time to make sure your commercial insurance is working just as...
Nov 14, 2025
Medicare Open Enrollment runs every year from October 15 through December 7, and it’s the time when millions of people review their coverage and make changes for the year ahead. Unfortunately, scammers know this too, and they step up their attempts to steal personal...
