Commercial Auto Coverage, what is it? Who needs it?

Do you need commercial auto insurance coverage? If you own a business, and use your vehicle for business purpose, or have a whole fleet of commercial vehicles; commercial vehicle insurance can protect your business interests!

Coverage for your business – HomeTown’s got your back

As a type of business insurance, commercial auto coverage includes the types of liability and physical damage coverage that standard auto insurance policies offer, and goes even further to protect your commercial interests.

In addition to property damage and liability coverage, uninsured / underinsured motorist coverage, comprehensive coverage, and other options that will protect your cargo, or even trailers you hitch up to but don’t own; commercial auto insurance policies extend your business coverage and are also tax deductible.

Business owners need to insure vehicles with either a commercial insurance policy, or an endorsement for commercial use on a standard auto insurance policy.

Shopping for coverage?

When compared to a personal auto insurance policy, a commercial auto insurance policy premium will cost more.  Premiums are of course determined by many factors.  Types of vehicles, size of vehicles, vehicle usage, and fleet size are some of these.

Commercial auto policies are offered by most major auto insurance companies.  Contact us at HomeTown Insurance & Financial Services to learn more about insuring your business interests, and let’s set up a policy!

• Additional commercial auto insurance reading here, from Policygenius.

Here to Help

HomeTown Insurance and Financial Services is here to help! We can ensure your insurance and financial well-being are taken care of by listening to you. Send us a secure note here, or give us a call at (970) 264-4321.

Looking for multi-state P&C coverage? We can help you out with that too! Check out more here. Serving, Arizona, Colorado, New Mexico, and Texas for Property and Casualty Insurance.

We’re your hometown agency, HomeTown Insurance and Financial Services, llc. Colorado insurance professionals, offering service across the state. Colorado Springs, Pagosa Springs, Pueblo, to Grand Junction and everything between. Certified insurance brokers. We carry insurance of all types for New Mexico too! Chama, Santa-Fe, Gallup, to Farmington, and more. Let us know your insurance questions, and we’ll get you answers!

We know lots of folks keep properties in multiple states! That’s whey we specialize in Property and Casualty coverage for Arizona, Colorado, New Mexico, and Texas. Make it easy with HomeTown service for your multi-state properties!