Preparedness for Healthcare Needs

During a declared disaster or emergency, it may be necessary to find other options for Doctors, Pharmacy’s, and Durable Medical Equipment.

Knowing what our options are in case of an emergency, is always a good idea.  Have you thought of the healthcare needs you have, and how you might maintain those needs during a temporary displacement?

Info at Medicare.gov, shows some guidelines for things you should keep in mind when considering getting care during a disaster or emergency.

If a natural disaster occurs, an emergency is declared, and conditions require moving to a safer area with medical care, other options may need to be considered for your healthcare needs.

As far as Medicare goes, here’s some of what you should consider.

Seeing doctors during an emergency

With original Medicare, any doctor who accepts Medicare is available to you.  With Medicare Advantage plans, or any other Medicare plan, you should contact your healthplan for advice on what to do in these situations. The potential for using out-of-network care should be asked about.

Getting Prescription Drugs

With in-network pharmacy’s, prescription drugs can generally be temporarily aquired at a safe location, and then transferred back to your home pharmacy when emergency situations have ended.
If you need to use an out-of-network pharmacy, you should contact your Medicare drug plan.

 Accessing Critical Care, Replacing Durable Medical Goods

Cancer treatments, dialisys, or other special care may need to be accessed through different providers.  

You can find more information on finding critical care, and replacing durable medical equipment such as wheelchairs, walkers, or other needs at this link from Medicare.gov.  

If you have questions, or want some guidance with Medicare,  Contact HomeTown.

When you’re ready to explore insurance coverage options, the trusted insurance agents at HomeTown Insurance & Financial Services have you covered.  We’re independent insurance agents who can help you get insurance coverage that fits your unique lifestyle.  Find the best insurance options from the best insurance companies with HomeTown!

Here to Help

That’s what we’re here for! During regular business hours, live chat with us from any page on our website (click the little green talk bubble on the bottom right), give us a call, or you can contact us through direct email anytime.

 

Protect your holiday travels and gatherings, important insurance considerations

Protecting Your Holiday Travels and Gatherings: Essential Insurance Considerations 🎄✈️

The holiday season is a time of joy, travel, and gatherings. 🌟  Whether you're planning a trip abroad, driving to visit family, or hosting guests at your home, ensuring you have the right insurance coverage is crucial.  Here’s a guide to the essential insurance...
healthy seniors, No-cost vaccines through Medicare

Stay Healthy This Season with No-Cost Vaccines Through Medicare!🌟

As the seasons change, it’s the perfect time to focus on your health! 🧡 For older adults, staying protected from illnesses like flu, COVID-19, and RSV is more important than ever. Thankfully, Medicare has you covered—literally! These vaccines are available at no...
Colorado auto and homeowners insurance - Find the best coverage with HomeTown Insurance

Making your way across the Colorado insurance landscape? Find the best coverage with HomeTown Insurance.

At HomeTown Insurance & Financial Services, we pride ourselves on being your friendly, knowledgeable neighbors, dedicated to securing the best insurance coverage for you and your family.  From bustling Colorado Springs, to the scenic landscapes of Durango, or...
insurance annual enrollment, insurance agents near me, HomeTown Insurance

Navigating 2025 Health Insurance Open Enrollment with HomeTown Insurance: Your Trusted Advisors

It’s that time of year again, Health Insurance Open Enrollment is here!  This is your chance to review, switch, or enroll in a new plan for 2025.  At HomeTown Insurance & Financial Services, we know the landscape can be overwhelming, which is why our team of...
HomeTown Insurance & Financial Services, Inc. is licensed in Arizona, Colorado, Connecticut, New Mexico, Texas, and Montana. 

Ask us about any type of insurance. 

Ask Us Anything!

Use any of the contact forms on our website to send a secure message to us at HomeTown Insurance & Financial Services.

Custom Insurance Quotes, Questions, Appointment Inquiries, or Just About Anything Else

Use this, or any of the secure contact forms on our website to send us a note regarding anything.  Send HomeTown Insurance & Financial Services a detailed message, and we’ll get back to you. Thanks!!

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.