It’s that time of year again — Medicare Open Enrollment begins October 15 and runs through December 7, 2025. During this window, anyone with Medicare can review their current coverage and make important changes for the year ahead.

Whether you’re enrolled in Original Medicare, a Medicare Advantage Plan (Part C), or a Part D prescription drug plan, this is your opportunity to make sure your plan still meets your needs for 2026.

What You Can Do During Open Enrollment

  • Switch from Original Medicare to a Medicare Advantage Plan (or vice versa)
  • Change from one Medicare Advantage Plan to another
  • Join, switch, or drop a Part D prescription drug plan
  • Update your plan if your healthcare needs or medications have changed

You can explore and compare plans directly on the official Medicare site:
👉 Medicare Plan Finder – Compare Plans

Open Enrollment is your once-a-year chance to make sure your Medicare plan still fits your life — and your budget.

Why It’s Worth Reviewing Your Options

Even if you’re happy with your current plan, it’s a good idea to take a few minutes to review what’s available. Premiums, prescription drug coverage, and provider networks can change from year to year.

A quick comparison could help you:

  • Lower your monthly costs
  • Keep your preferred doctors and pharmacies in-network
  • Ensure your prescriptions are still covered at the best rates

Even if you’re happy with your current plan, reviewing your coverage could uncover new savings or better benefits.

Where to Get Reliable Help

Navigating Medicare can feel overwhelming — but you don’t have to do it alone.
At HomeTown Insurance & Financial Services, our licensed agents can walk you through your options, explain changes in simple terms, and help you make confident decisions for your health and budget. Plus, we are recognized as top service providers for Medicare! 

We’re here to make sure your coverage fits you — not the other way around.

📅 Open Enrollment runs October 15 – December 7, 2025.
Don’t wait until the last minute — reach out today to schedule a review.

Need help comparing your Medicare plan options?

Call HomeTown Insurance today at (970) 264-4321 or visit our office in Pagosa Springs — we’re here to help you make the most of Medicare Open Enrollment.

At HomeTown Insurance, we make Medicare simple — helping you compare, understand, and enroll with confidence.

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